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Mid-South Underwriters, Inc. offers coverage for the following products: Manufactured Housing, Watercraft, Dwelling Fire, Vacant Dwelling Fire (Including Vacant
Mobile Homes), RV/Travel Trailer, Motorcycles and ATV's.
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Watercraft
Comprehensive Coverage for Your Boats and Personal Watercraft
Today, you need a watercraft insurance policy that will provide comprehensive coverage for both you and your boats or personal watercraft.
Boats: Stern-to-Stern Coverage
Hull and equipment coverage provides protection for your boats, motors and all normal operating equipment. Eligible types include: inboard, outboard, sailboats, pontoon boats, inboard/outdrive, bass boats, and houseboats. Liability coverage insures up to $300,000 CSL, including water skiing liability, and also provides up to $25,000 for bodily injury to family members.
Personal Watercraft (Jet Ski, Sea-Doo, Waverunner, etc.)
Personal watercraft and accessory coverage provides protection for your personal watercraft as well as trailers and safety equipment. We offer a multi-unit discount for individuals who insure more than one personal watercraft with American Modern Insurance Group.
Liability Protection for Peace of Mind
Provides liability protection against bodily injury or property damage claims made by others against you. Waterskiing-Towing Liability, when purchased, provides coverage for accidents while individuals are waterskiing, knee boarding, wake boarding or being towed behind the insured watercraft.
Manufactured Housing
Comprehensive Protection for Your Home
When you insure your manufactured home, you are buying protection for your home, its contents and yourself. With an American Modern Insurance Group policy, you can be sure the protection is unsurpassed.
Physical Damage Coverage
American Modern Insurance Group policies cover many different types of damage to your home such as fire, vandalism, earthquake and burglary. If your home is damaged and you need to make other temporary living arrangements, your physical damage coverage will help take care of that cost too. Coverage for other types of damage may also be available for your home, just ask your manufactured home insurance representative.
Examples of some coverages:
Vandalism, fire, debris removal caused by a loss, radio and television antenna damage, theft or attempted theft, damage to home caused by a vehicle, emergency removal coverage, water damage from bursting pipes, earthquake damage, explosions, trees, shrubs, plants and lawn damage, falling objects, above-ground supports damage, credit card forgery and counterfeit money, additional living expenses, and damage to tie-down equipment.
Comprehensive Protection for Your Motor Home or Travel Trailer
Enjoy the peace of mind that comes with security.
American Modern Insurance Group meets all your RV coverage needs with a specialized policy. In addition to the standard automobile coverages required by your state, our policy can provide additional coverages designed for your recreational vehicle.
The Following is Offered under the RV Insurance Policy:
Twenty four-hour roadside assistance coverage for trailers and accessories, flood insurance, emergency expenses, theft and fire insurance, vacation liability, optional replacement cost coverage for both the coach and personal property inside, and optional full-timers coverage provides comprehensive personal liability for those who use their RV as a residence.
Dwelling Fire Insurance Coverage
You purchase insurance for peace of mind, but there are times when comprehensive coverage is more than you need. That is why American Modern Insurance Group offers dwelling fire insurance coverage. Rather than focusing our coverage on items which do not fit your needs, we have developed basic coverage for catastrophic events. You will only pay for what you need, it's coverage at a reasonable price. With American Modern Insurance Group's dwelling fire policy, you will not only purchase quality, you will purchase efficiency. Our claims staff takes great pride in settling claims as quickly as possible.
What you need, when you need it
Our dwelling fire program provides basic coverage for damage from the following events: fire or lightning, internal explosions, windstorm or hail, and riot or civil commotion.
Vacant Dwelling Fire Insurance Coverage
Coverage that fits your needs
Our dwelling fire program is an ideal policy for many situations:
- If your home is vacant while you are selling it or for other reasons, you may need only this basic coverage
- If you are in the process of completing some minor remodeling and you want to cover the house
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Liability Coverage
You may be legally responsible for an accident which happens to someone else
on your property. For example, someone who falls and is hurt in your home may
sue you for medical costs, loss of income and damages. These costs, plus the
legal costs that may be included, can be expensive and American Modern can help
in covering these costs for you.
Motorcycles
You would expect most motorcycle insurance policies to provide liability protection as well
as comprehensive and collision. But consider what else you might need. Does the policy protect accessories installed
by the manufacturer, such as luggage carriers and saddlebags? Does it cover damage to your helmet? There are many
important differences from one specialty policy to another.
American Modern Insurance Group wants you to fully enjoy your motorcycle experience, without worrying about
your insurance protection. The right combination of insurance and safe operations will greatly enhance your time on the road,
throughout your travels.
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